PSB UnIC

PSB UnIC is Punjab & Sind Bank's comprehensive digital banking solution, delivering seamless money transfers, account management, and financial services through a single unified platform. Whether you're sending funds instantly, investing in deposits, or managing your cards, PSB UnIC puts complete banking control in your hands with one login across all channels.

Access all your digital banking needs through a unified interface that works consistently across web and mobile. Log in using biometric authentication or MPIN for secure, convenient access to your accounts anytime, anywhere. Transfer funds instantly within PSB or to other banks using UPI, NEFT, RTGS, and IMPS—no lengthy delays, no unnecessary steps. Send money up to ₹10,000 via UPI and IMPS without pre-adding payees, making peer-to-peer payments faster than ever.

Manage your finances with tools designed for modern banking. Pay EMIs, advance EMI amounts, or overdue loan balances on demand. View real-time account details, generate statements, TDS certificates, and balance certificates instantly whenever you need them. Invest in government-backed social security schemes including Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY)—all accessible through the app.

Take full control of your debit cards and cheque services. Set and adjust card spending limits online, apply for new cards, hotlist compromised cards, or request upgrades without visiting a branch. Request cheque books instantly and use Positive Pay to pre-intimately authorize cheque issuance for added security. Track cheque status—both inbound and outbound—and stop cheques directly from your phone.

Investing in fixed deposits and recurring deposits has never been simpler. Open or close online deposits instantly, giving you flexibility to manage your savings and grow your wealth on your schedule. Every feature is built to save you time while maintaining the highest security standards.

PSB UnIC combines the convenience of mobile banking with powerful financial management tools, all unified under one secure login. Experience banking that adapts to your lifestyle, not the other way around. Download PSB UnIC today and discover why seamless, secure digital banking starts here.